Why Buy EC?

Enjoy Condo Living at an Affordable Price with Exceptional Investment Potential

Why Buy EC?

EC BTO
Same Balloting Chances For All Applications (First or Second Time Buyers) More Balloting Chances For First-Time Buyers
30% Quota For Upgraders (Second Timer) 95% Quota For First Time Buyers
5 Years Minimum Occuptional Period (MOP) Minimum Occuptional Period (MOP) of 5 Years (Standard) / 10 Years (Prime/ Plus)
No Subsidy Recovery Subsidy Recovery (Prime/ Plus)
No Resale Restrictions Resale Restrictions (Prime/ Plus)

When comparing Executive Condominiums (ECs) and Build-To-Order (BTO) flats, ECs offer significant advantages in terms of balloting chances, long-term value, and investment potential. Unlike BTO flats, where first-time buyers receive priority and second-time buyers face limited quotas, EC applications treat all buyers equally, making it easier for HDB upgraders to secure a unit. Additionally, BTO flats in prime locations are often oversubscribed, leading to long waiting times and uncertainty, whereas EC launches occur more frequently, providing more opportunities to own a home sooner.

Another key advantage of ECs is their strong appreciation potential. While BTO flats come with resale restrictions under the Prime and Plus models, ECs fully privatize after 10 years, allowing owners to sell to foreigners and a larger pool of buyers, increasing demand and value. Unlike BTO flats in certain locations, ECs do not require subsidy recovery, allowing homeowners to enjoy their profits fully upon resale. With full condo facilities, a lower entry price, and strong future growth, ECs are a smarter choice for buyers looking for a home that offers both comfortable living and solid investment returns.

COMPARISION EC Private
Cost Saving
ABSD Remission
75% LTV For Second Home Loan
Deferred Payment Scheme (DPS)
Bridging Loan (BL)

Executive Condominiums (ECs) offer the best of both worlds—private condo living at a more affordable price. Unlike private condos, ECs are government-subsidized, meaning buyers enjoy lower purchase prices and CPF housing grants of up to $30,000. This makes ECs significantly more cost-effective while still providing full condo facilities such as swimming pools, gyms, function rooms, and landscaped gardens. For families and HDB upgraders looking to upgrade without overstretching their finances, an EC allows them to own a premium home at a fraction of the cost of a private condo.

Beyond affordability, ECs also offer better long-term appreciation potential. While private condos start at market price, ECs begin at a subsidized rate and gradually rise in value, often catching up with private condos after they are fully privatized in 10 years. This transition from public to private status makes ECs a highly attractive investment, allowing owners to benefit from strong capital gains. Unlike private condos, where resale prices fluctuate with the market, ECs offer a clear appreciation path as they unlock a larger pool of buyers over time. For those looking to maximize value while enjoying private condo-style living, ECs provide a smarter and more rewarding choice.