To buy an EC, you must be a Singapore Citizen, form a family nucleus, meet the monthly household income ceiling of $16,000, and not own any private property within the last 30 months.

ECs are a hybrid between public and private housing. They are initially sold with eligibility conditions, but after 10 years, they become fully privatised and can be sold like private property.

You must occupy your EC for at least 5 years before selling it on the open market.

When an EC is launched, interested buyers submit their E-Applications, and a queue number will be assigned through a balloting process.

An EC becomes fully privatised after 10 years from the date of the Temporary Occupation Permit (TOP). After that, it can be sold to foreigners like private property.

Maintenance fees vary depending on the unit size and facilities, but they generally range from around $300 to $500 per month.

ECs typically offer facilities similar to private condos, such as swimming pool, gym, tennis court, BBQ pit, function room and landscaped areas.

After purchasing an EC, you can usually expect to receive your keys around 3 to 4 years later, once the development is completed and TOP is issued.

Yes, you can use your CPF Ordinary Account savings to pay for part of the down payment and monthly mortgage. However, the initial 5% of the purchase price must be paid in cash.

No, you are not allowed to rent out the entire EC unit before completing the 5-year MOP. However, you may rent out individual rooms as long as you still live in the unit.

Eligibility is generally assessed at the point of application or booking. If your income changes later, it usually does not affect your purchase, but buyers should always confirm with the developer or relevant authorities.

Yes, you may purchase an EC while owning an HDB flat, but you must dispose of your existing HDB flat within the required timeframe after collecting the keys to your EC.

Yes, you may still be eligible, but you may need to pay a resale levy depending on your previous housing type and subsidy received.

If you cancel after signing the Sales & Purchase Agreement, there may be financial penalties and forfeiture of part of the booking fee, depending on the stage of cancellation.

You must not own private property locally or overseas, and you must not have disposed of any private property within the last 30 months before applying for an EC.

Yes, you can apply under the Singapore Citizen and PR spouse scheme, as long as all other eligibility conditions are met.

Singles are generally not eligible to buy a new EC directly from the developer unless applying under specific approved schemes. Eligibility should be checked before applying.